Annualcreditreport.com is the one, true source to get totally free copies of your credit report from the three major reporting bureaus: Experian, TransUnion, Equifax.

There is a lot of information online about the ins-and-outs of federal student loans and loan repayment, and some sources are better than others. Federal Student Aid is the official Department of Education source. If you have a federal student loan (or are contemplating such), you need to bookmark this site.

You know that your credit score affects the interest rate that you pay and how large your monthly payments are. But do you know exactly how much of a difference it can make? This MyFICO calculator answers that question.

From Utah State University, PowerPay is a free resource that is a must-have if you are juggling multiple debt payments and are seeking the “best” strategy for repayment. Plug in your details and PowerPay will illustrate how long it will take you to pay off your debts and how much total interest you will pay, comparing payment different strategies such as the popular “snowball” and “avalanche” methods.

FINRA (Financial Industry Regulatory Authority) is the financial industry’s self-regulatory body. Among many other important resources on this site, you can find BrokerChek, which will show you the history of any complaints or disciplinary actions against either a particular broker or company.

The name says it all. Investopedia is probably the most encyclopedic, and yet user-friendly, finance resource online. Its information is well-researched and unbiased.

From the Securities and Exchange Commission (SEC), Investor.gov is a consumer-friendly site that contains a treasure trove of useful investment calculators, and of course official trustworthy information.

Perhaps you are already familiar with the idea that one should invest with an eye to their risk profile. The University of Missouri Risk Tolerance Assessment is a simple, research-based questionnaire that can provide insight into your own investment risk personality.

As stated on their home page, the Consumer Financial Protection Bureau is “dedicated to making sure you are treated fairly by banks, lenders and other financial institutions.” If you believe that you have been treated unfairly by a company in the financial space, the CFPB needs to hear from you; you can submit a complaint at their website. In addition, the site is an authoritative resource for information on financial products and services such as credit cards, mortgages and debt collection.

My mantra is financial wellness. How financially well are you? Use CFPB’s financial wellbeing tool to find out!

If there is a personal finance calculation that you need to perform, Dinkytown has the calculator for the job. Beyond the basics, this is an amazingly comprehensive set of free calculators to quantify any personal finance decision you can imagine.

FINRA developed this six-question quiz in 2009 to measure the financial literacy of Americans. The average score is only 66%. Can you beat that?

I wish it wasn’t so necessary to know. But you need to know! IdentityTheft is the Federal Trade Commission site for all things related to what to do to prevent your identity from being stolen, and what to do if it does happen.

Nerd Wallet has visually compelling, easy to digest personal finance information and tools. This is a great first stop when you have a straightforward question.

Every state has a SHIP office. This is the go-to place if you or someone in your life is close to Medicare age (65). SHIP advisors offer free, non-biased, expert advice on how to navigate the alphabet soup of Medicare.

Everyone needs to know how Social Security works. Get your Estimated Benefit Statement here…and so much more.